Florida Insurance Adjusters Course
Welcome to InterNACHI's free online "Florida Insurance Adjusters Course." This course is provided by our accredited college at internachi.edu.
Goal:
This course aims to help individuals attain the Florida Adjuster License by preparing them for the state examination.
The course includes:
- 16 InterNACHI® CE credit hours;
- 138,000 words;
- photos, graphics, tables, and diagrams;
- 100-question practice exam;
- 100-question final exam (drawn from a larger pool);
- instant grading;
- a downloadable, printable Certificate of completion; and
- accreditations and state approvals.
You will learn the following topics:
- Preparing For The State Licensing
- Types Of Adjuster Licenses And Required Exams
- Reserved For Future Reference
- Study Suggestions
- Property And Liability Insurance
- Contracts In General
- What Is An Insurance Policy?
- Consideration
- Standard vs. Statutory Policies
- Binders
- Property And Liability Insurance
- Contract Elements
- Insurance Policy Conditions
- Risk
- Property Insurance Concepts
- Liability Insurance Concepts
- Insurance Contracts And The Law
- Insurance Contract Characteristics
- Doctrines Of Waiver And Estoppel
- Basis For Insurer Avoidance Of Performance
- Claims Adjusting Practices
- Duties And Functions Of The Department of Financial Services
- Definitions
- Adjuster’s Responsibilities
- Insurer’s Claims Handling Goals
- Basic Claims Handling Activities
- Common Settlement And Release Options
- Property Adjusting Practices
- Liability Adjusting Practices
- Laws And Rules Affecting Adjusters
- Casualty
- Automobile Liability Insurance
- Function Of Auto Liability Insurance
- Supplementary Payments
- Limits
- Personal Auto Policy
- PAP Declarations
- PAP Definitions
- Part A – Liability Coverage
- Part B – Medical Payments Coverage
- Part C – Uninsured Motorists Coverage
- Part D – Coverage For Damage To Your Auto
- PAP Conditions
- Personal Auto Endorsements
- No-Fault
- Florida Financial Responsibility Law
- Personal Auto Rating
- Business Auto Policy
- Business Auto Coverage Form
- Business Auto: Section I – Covered Autos
- Business Auto: Section II – Liability
- Business Auto: Section IV – Conditions
- Business Auto: Section V – Definitions
- Business Auto Endorsements
- Rating
- Truckers Coverage Form
- Garage Insurance
- Garage Coverage Form – Section I
- Garage Coverage Form – Section II
- Garage Coverage Form Endorsements
- Rating
- Miscellaneous Florida Laws
- General Liability Insurance
- The CGL Contract
- Declarations
- Common Policy Conditions
- Coverage A – Bodily Injury And Property Damage InsuringAgreement
- Personal And Advertising Injury
- Medical Payments
- Supplementary Payments
- Who Is Insured
- Limits Of Insurance
- Conditions
- Miscellaneous Forms Of General Liability Insurance
- Excess Liability/Umbrellas
- Professional Liability Insurance
- Physicians, Surgeons And Dentists (PS&D)
- Hospitals
- Miscellaneous Medical Professions
- Lawyers
- Personal Liability
- Homeowners Policy – Section II
- Farm Liability
- Employment-Related Practices Liability (EPL)
- Boiler And Machinery
- Boiler And Machinery Coverage
- Boiler And Machinery Coverage Form
- Objects Definitions Forms
- Indirect Loss Coverage Endorsements
- Miscellaneous Options
- Small Business Forms
- Crime And Surety
- Crime And Employee Dishonesty Insurance
- Commercial Crime Forms
- Primary Insuring Agreements
- Additional Insuring Agreements Available by Endorsement
- Discovery VS. Loss Sustained Coverage
- Other Crime Coverage
- Surety Bonds
- Suretyship Vs. Insurance
- Parties To A Bond
- The Bonding Process
- Contract Bonds
- Fiduciary And Court Bonds
- License And Permit Bonds
- Miscellaneous Bonds
- Workers Compensation
- Introduction
- Summary Of The WC Law
- Definitions
- Other Requirements
- Penalties For Noncompliance
- Injuries Covered
- Benefits
- Rules For Payment
- Miscellaneous Law Provisions
- Workers Compensation And Employers Liability InsurancePolicy
- Rating
- Property And Marine Insurance
- Property Coverage
- Dwelling Program
- Declarations
- Coverages
- Basic Form
- Broad Form
- Special Form
- Summary Of Differences
- Endorsements
- Homeowners Insurance
- Section I – Property Coverage
- Coverages
- Limits
- Additional Coverages
- Perils Insured Against
- General Exclusions
- Conditions
- General Conditions
- Endorsements
- Rating
- Commercial Property Insurance
- Contract Conditions
- Coverage Forms – General
- Building And Personal Property Coverage Form
- Builders Risk Coverage Form
- Business Income Coverage Forms
- Extra Expense Coverage Form
- Legal Liability Coverage Form
- Condominium Coverage Forms
- Leasehold Interest Coverage Form
- Causes Of Loss Forms – General
- Causes Of Loss – Basic Form
- Causes Of Loss – Broad Form
- Causes Of Loss – Special Form
- Flood
- Farm Property
- Commercial Package Policies
- Commercial Package Policy
- Businessowners Policy
- Inland And Ocean Marine
- Inland Marine Insurance
- Personal Inland Marine Policies
- Personal Articles Floater
- Commercial Inland Marine Policies
- Domestic Shipments
- Instrumentalities Of Transportation And Communication
- Commercial Property Floater Risks – Bailees
- Commercial Property Floater Risks – Equipment Floaters
- Commercial Property Floater Risks – Business Floaters
- Commercial Property Floater Risks – Dealers Policies
- Ocean Marine Insurance
- Types Of Coverage
- Ocean Marine Perils
- Other Ocean Marine Policy Clauses And Definitions
- Aviation
- Aircraft Hull Policies
- Aircraft Liability Coverages
- Admitted Aircraft Liability Coverage
- Medical Payments Coverage
- Special Aviation Insurance
- Coverages
- Exclusions
- Underwriting Considerations
- Motor Vehicle Physical Damage and Mechanical Breakdown
- Introduction
- Personal Auto Policy
- Declarations
- Definitions
- Part D – Coverage For Damage To Your Auto
- Endorsements
- Business Auto Policy
- Business Auto Coverage Form
- Section I – Covered Autos
- Section III – Physical Damage
- Garage Insurance
- Section I – Covered Autos
- Section III – Garagekeepers
- Section IV – Physical Damage Coverage
- Endorsements
- Truckers Insurance
- Other Provisions Of Auto Policies
- Mechanical Breakdown Insurance
- Florida Law Relating To Physical Damage
- Health
- General Policy Provisions
- Application
- Types Of Policies
- Disability Income Insurance
- Medicare Supplement Insurance
- Health Maintenance Organizations (HMO)
- Preferred Provider Organizations (PPO)
- Residual Markets
- Florida Automobile Joint Underwriting Association (FAJUA)
- Citizens Property Insurance Corporation (Citizens)
- Florida Workers Compensation Joint Underwriting Association(FWCJUA)
- Selected Florida Statutes and Rules
- Statutes:
- §319.30
- §624.01
- §624.02
- §624.03
- §624.031
- §624.04
- §624.05
- §624.06
- §624.07
- §624.075
- §624.08
- §624.09
- §624.10
- §624.155
- §624.401
- §624.402
- §626.015
- §626.022
- §626.025
- §626.112
- §626.175
- §626.221
- §626.2815
- §626.431
- §626.536
- §626.551
- §626.611
- §626.621
- §626.641
- §626.854
- §626.8541
- §626.865
- §626.8651
- §626.866
- §626.867
- §626.869
- §626.8695
- §626.8697
- §626.8698
- §626.874
- §626.878
- §626.8795
- §626.8796
- §626.8797
- §626.9541
- §627.70131
- §627.7288
- §627.7403
- §627.743
- §627.745
- Rules:
- 69-166.021
- 69-166.024
- 69-166.025
- 69-220.051
- 69-220.201
- GLOSSARY
- PRACTICE EXAM
| Florida Insurance Adjusters Course | ||
|---|---|---|
| Course #4640, Student Catalog | ||
| www.nachi.org/florida-adjusters-course | ||
| Student Work | Time Calculation | Estimated Clock Hour Time for the Average Student |
| Attendance for "Seat Time" 1 | # of minutes of student attendance / 50 | 51.1 |
| Participation in Learning Activities 2 | # of minutes of online student participation / 50 | 1.0 |
| Interactivity 3 | # of minutes of student interactivity / 50 | 0.5 |
| Reading the Course Text 4 | # of words in the course / 100 words per minute / 50 | 27.6 |
| Reading the Course Textbook 5 | # of words in the book / 100 words per minute / 50 | 13.8 |
| Academic Engagement 6 | # of words in the course / 100 / 50 | 4.0 |
| Direct Communication 7 | # of minutes of communication / 50 | 0.5 |
| Instructional Video Learning 8 | # of minutes of video / 50 | 0.0 |
| Reinforcement Q & A 9 | # of questions X 1.85 / 50 | 3.7 |
| Writing Assignment of the Inspection 10 | 4.0 hours per assignment | 0.0 |
| Writing Assignment of the Research 11 | 4.0 hours per assignment | 0.0 |
| Academic Activities for an Inspection 12 | 8.0 hours for each inspection assignment | 0.0 |
| Performing an Inspection 13 | 8.0 hours for each inspection | 0.0 |
| * nachi.org/catalog-credit-hour-calculation | 51.1 | |
| Total clock hours | 51.0 clock hours 51.0 InterNACHI CE Hours 5.1 CEU | |
Reminder to members: InterNACHI's Code of Ethics 1.10 requires that you comply with all government rules and licensing requirements of the jurisdiction where you conduct business. InterNACHI's courses and Standards generally exceed the Standards of Practice that you are required to abide by locally.
This course has been approved by:
Upon completion of this course and passing of the 100-question final exam (drawn from a larger pool), the student can download and print their own Certificate of Completion which is auto-generated in their own name.
The student's (InterNACHI member's) information is recorded on InterNACHI's servers for membership compliance verification, and automatically logs completion into InterNACHI's online Continuing Education log. It counts as sixteen InterNACHI Continuing Education hours.
Non-members may view only the first page of the course.
Members will need their username and password. If you have forgotten your password, CLICK HERE (instant response) or email fastreply@internachi.org and request it (don't forget your name).
InterNACHI... #1 in inspection education.
InterNACHI® Members:
Take the free, online Florida Adjusters course now (free to InterNACHI members).
Not a member yet?
Join today for access to this and thousands
of other InterNACHI® membership benefits.
Some features that make InterNACHI's courses superior to existing continuing education options:
- The course is free for all InterNACHI members.
- The course is written in pure XHTML code for quick loading. The course loads fine on old computers and loads fast, even with dial-up.
- The course is designed using a hierarchal menu coupled with a sequential page navigation. This provides the student with the option to easily repeat areas of weakness.
- The course permits the student to start, stop and restart any part of the course as often as desired.
- There are a variety of images within the course, including diagrams, illustrations and photos.
- The illustrations can be enlarged for clearer viewing by clicking on them.
- The text is integrated into InterNACHI's Inspector Glossary. Rolling over blue-colored terms provides their definition.
- The final exam uses multiple-choice questions that reference the images.
- The course's quizzes and final exam have numerous advantages over traditional exam systems:
- The course, quizzes and final exam incorporate built-in intelligence which identifies and strengthens each student's unique subject weaknesses.
- Not only is each question weighted with regard to score, but each answer is weighted, as well as the correctness of each answer being weighted.
- Answers to easy questions are weighted such that the student is penalized, in terms of score, for answering incorrectly, but rewarded modestly for answering correctly.
- Answers to difficult questions are weighted such that the student is rewarded, in terms of score, for answering correctly, but not penalized for answering incorrectly.
- Answers to questions regarding basic safety, or questions every inspector should know the answer to, are weighted such that the student is severely penalized, in terms of score, for answering incorrectly.
- Upon passing the final exam, the student can print out a Certificate of Completion which is auto-generated in their own name.
The student's (InterNACHI member's) information is recorded on InterNACHI's servers for membership compliance verification, and automatically logs completion into InterNACHI's online Continuing Education log.
Why online inspector education is better than classroom inspector education.
InterNACHI® Members:
Take the free, online Florida Adjusters course now (free to InterNACHI members).
Not a member yet?
Join today for access to this and thousands
of other InterNACHI® membership benefits.
