Yes. The carrier may have policy language that could affect coverage for the ancillary service. Also, you should find out if the carrier requires that the inspector purchase a separate endorsement for the ancillary service.

If you'd like to learn more about the unique discounts and enhanced coverage offered to InterNACHI Members through InterNACHI's  Elite Risk Insurance Program for Home Inspectors, click here:  https://www.nachi.org/insurance

If you'd like to learn more about Errors & Omissions (E&O) Insurance for Home Inspectors and General Liability Insurance for Home Inspectors, click here to watch the Joe Denneler in our Legal FAQ Video Series:  InterNACHI's Exclusive Elite Risk Insurance Program.

The author of this communication is not a lawyer licensed to give legal advice or perform legal services.  Information conveyed in this communication is general information only and does not provide legal advice or opinions. The information conveyed in this communication should not be construed as, and should not be relied upon for, legal or tax advice in any particular circumstance or fact situation.  The information conveyed in this communication may not reflect the most current legal developments. No action should be taken in reliance on the information contained in this communication and we disclaim all liability in respect to actions taken or not taken based on any or all of the contents of this communication to the fullest extent permitted by law. The author of this communication does not represent InterNACHI, or any other party, as an attorney. An attorney should be contacted for advice on specific legal issues.